CONDITIONS FOR OBTAINING THE LOAN
Mandatory requirements
Mandatory requirements
- Include your course credits;
- Clearly describe your income and expenses;
- Check your ability to repay to commit;
- Being a major;
- Have regular incomes;
- Be of good character and good times;
- Be at least 18 years old.
- Be of good character, even if it means honouring a commitment.
- Have a minimum monthly income source of €500.
- A loan granted that is not repaid within the term of the contract results in legal proceedings.
- The transfer deadline is a maximum of 48 hours.
Early repayment And Loan and insurance contract.
Whether you have purchased a revolving loan or a personal loan, you can repay all or part of the amount you still owe at any time and at no additional cost. Whether it is a temporary contract, a professional contract, an apprenticeship or even a fixed-term contract, we can help you.
The borrower will be required to sign a loan agreement and a credit insurance certificate. This insurance covers you in the event of death, total and irreversible loss of autonomy and total inability to work due to illness or accident (n° 0081 FACL), and loss of employment due to compensated dismissal.
Interest rates and Duration of the loan.
- Fixed annual interest rate varying from 1% to 3% depending on the amount requested and the duration of the refund, without administrative fees.
- The term of your loan cannot exceed 30 years.
Start of monthly withdrawals.
A grace period is granted to the borrower before starting the monthly or annual repayment after obtaining the loan. A grace period is 3 months to 12 months to allow the borrower to complete his project before starting to repay the loan.